• FAQ
  • What Is Direct Deposit?
FAQ

What Is Direct Deposit?

Direct Deposit refers to the process of sending a file based on NACHA specifications to your bank or other federal reserve system that will deposit the employee’s net pay into their bank accounts, rather than providing employees with a paper paycheck. Optimum provides the ability to create the file needed for your bank.

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Payroll Specialist Susan Brittingham, Sterling Bank & Trust, FSB

The software and it's support team are bar none, The Best! The product is easy to learn and use. The support team continually goes above and beyond my expectations.